We are a credit broker and not a lender. We can introduce you to a selected panel of lenders and their finance products. We are not an independent financial advisor. Therefore, an introduction to a lender should not be considered as independent financial advice. We may provide advice or make recommendations subject to, or based on your personal circumstances, though you are not obliged to take our advice or recommendations.
We do not charge you a fee for the services we provide as a credit broker. Whichever lender we introduce you to, will typically pay us a commission for the introduction upon activation of your new agreement or contract (either as a fixed fee or a percentage of the amount you borrow).
Any such amounts that we receive, will not influence the interest rate, monthly payment or the potential total amount payable by you. All of these are calculated and set by the lender concerned and are presented to you for acceptance.
A customer can ask us for a commission disclosure at any time from our initial meetings or conversations, to the point when their agreement has been activated and becomes live.
Our aim is to secure finance for you from our selected panel of lenders. For your reassurance, we always intend to offer you the lowest interest rate available to us and that you are eligible for.